With 3-5% down as an Option-to-Buy Fee you can qualify for our “Homeowner in Training” Program giving you time to improve your credit and build up your necessary down payment. You can earn a fixed monthly credit toward your future down payment. Once your credit has improved or you have accumulated enough down payment you can qualify for a traditional low rate bank loan or you may choose to convert to one of our easy purchase programs.

This program is perfect for those with credit issues or those who haven’t saved enough down payment or just want to “test-out” the neighborhood, the schools or the house.

Apply Your Rent Towards Your Home Purchase

Our Lease Option Program is designed to provide an alternative to those seeking to rent a home. Once qualified under our program, the participant selects from one of our current “Lease Option” listings. We can also help the participant locate a home for sale in the area they want to live in and at a purchase price that fits their budget. The participant makes a down payment securing an option to buy the home instead of paying a deposit and then makes monthly payments, just like rent. Under our program the down payment and a portion of the monthly payments in each month the payment is made on time are credited towards the purchase of the home. The participant purchases the home from us in two years or less, often without having to spend any additional money! Apply Now

Better than Just Renting?

• The program allows you to accumulate a full 5% down payment or more towards the purchase of your home in two years, or less!
• While in the program, we can help you repair your credit if needed by establishing a two-year track record of timely payments and through participation in our Credit Monitoring Process.
• You will be able to find and live in a high-quality home in a great area of your choosing.
• The program allows you to lock-in a purchase price while you are qualifying for a conventional mortgage.

How Does it Work?

The process begins with a simple standard rent application. You will also assist us with determining the maximum home value you qualify for by identifying:

• The amount of money you have available for your down payment. (Rental homes typically require three month’s rent plus a deposit up front!)
• The monthly payment you can afford based on your monthly income. (We try to keep your total payments to less than 1/3 of your total gross household income.)

During the lease period, we pay all real estate property taxes and the homeowner’s insurance. You will be responsible for the utilities, all maintenance, and your renter’s insurance policy. Once you are moved in, we expect that you, as the future homeowner, will treat the home as you would treat your own home because it soon will be yours!

For more information on how this program can benefit you, please fill out the form below and we will be delighted to inform you on how this innovative program can work for you!

Cash Towards Home Purchase

Have you ever wished you could earn credit towards purchasing a home while renting? With our Home Purchase Credit Program, you will . . . up to $2,000 or more. For every dollar of your monthly apartment rent, you will earn between 15% and 25% for every dollar you pay in rent.*

There are no fees, no minimum residency requirements, and you enroll automatically in the program by renting an apartment referred by any of our Apartment Locator Specialists nationwide. If you have a roommate, you both qualify to earn equal credits. Join Now

Rent, Earn and Learn

While you earn credits, we will help you get started down the path to home ownership.

• Check your credit
• Learn how to establish and repair your credit
• Learn about the mortgage and home buying process

Buy a Home

When you are ready we will:

• Walk you through the mortgage process
• Match you with a professional Century 21 Associate to help you find your perfect home

Rent Solutions has properties and programs available for people wanting to recognize the American Dream of home ownership. If you’ve had difficulties qualifying for traditional bank loans, we offer alternative methods of buying a home, including lease-optioning and owner financing.

Fill in the online request form as completely as possible and we will contact you when a home becomes available that meets your purchase criteria.

All information provided will be kept strictly confidential (Privacy Policy). If you don’t wish to buy a home now, you can contact us by email with any questions or comments.